Jenny Lee

My husband and I received phenomenal service from Joseph while trying to renew our mortgage. He is very professional, knowledgeable, dedicated, super hard working (he would get back to you promptly late at night, on weekends, just whenever you need him), and also really friendly. We knew that he was the ‘right guy’ to work with right after our first phone conversation. The best part of working with Joseph was that he always made everything easy. You can leave everything to him, and not worry a thing! He also explains everything clearly and easily so people like me with almost no knowledge of mortgage can understand as well. I would definitely work with Joseph again in the future. I would highly recommend him!

Jessica Chow and Alexander Chan

7 months after Joseph helped me renew my mortgage, my wife and I decided to sell the house and buy a new home. Thanks to Joseph’s advice on going with variable mortgage after mentioning our wish to selling and buying new home in the future, we saved a lot of money from potentially breaking a fixed mortgage with high penalty. We went back to Joseph for the new mortgage application. He continued providing exceptional services and professional advices. He was able to get me an exceptional rate. I highly recommend Joseph if you are looking for new mortgage.

Keith Kwan

Joseph made my first home buying experience extremely easy. I didn’t realize how easy it was to buy a property but that is mostly due to Joseph’s work on making my first experience stress free.
He took the time to explain all the terms and i came out knowing a lot more than i did before we went through this. Joseph always made himself available for any small questions and always provided us with an explanation.  I highly recommend speaking to Joseph even if you have purchased a place before. His services are extremely valuable to anyone in need of any advice or help!

Henry Shew

Joseph is excellent and great. He is very responsive and will brainstorm and research mortgage solutions for you. He delivers good two-way dialogues with you and can adjust to your needs.

Missy C

Joseph was very informative and was with us every step of the way. He was always available to answer our questions and got us an awesome rate! Highly recommend him!