Gabriel Yam

Joseph is very professional and knowledgeable. He came up with a plan after spending time to fully understand my financial situation. He was able to save me over five figures in interest over my mortgage term!! I’m now able to enjoy significant interest savings over the next few years. He even threw in some tax advice, as he’s also a CPA. As a fellow member in the wealth management industry, I highly recommend his services for your mortgage needs.

Amb

Joseph was very professional, paitent and easy to work with, he broke down all scenarios for us to provide the best advice.

Dennison Trinh

It was a pleasure working with Joseph for our unique mortgage needs. E-mail and phone communication with him was always prompt and clear, making the whole mortgage application as stress free as possible. His approach to the process was very transparent, providing us with instructions and updates, explaining any details we were unsure of, and going over all of our mortgage options. I would highly recommend Joseph to anyone looking to secure a mortgage that works best for them.

CC Mak

We had a consultation with Joseph even before purchasing our home to better understand our borrowing power and what we can actually afford. He discussed with us regarding to our lifestyle, our risk tolerance and our financial situation. Base on our situation, he prepared an analysis for our needs and the possible options. With his professional advice, we felt confident to look at potential home with a comfortable budget in mind when it came to offer time. After we are successful in getting the home that we wanted, we went back to Joseph and arranged the best option of financing that fit our financial situation. The financing process with Joseph is extremely easy and worry-free. He processed all the information quickly and able to secure a mortgage for us with a tight closing deadline. He constantly followed up with us and walked through all the steps, not to mention that he responded to our questions very promptly. The experience working with Joseph was very pleasant and stress-free. Highly recommend to first time home buyer and people who look to refinance their mortgage!

Alexander Chan

I am very happy that Joseph helped me renew my mortgage with a very good rate. The service he provided was exceptional. He is professional, honest and trustworthy. I highly recommend Joseph if you are looking mortgage renewal or new mortgage.