I hear this from business owners a lot.  For some reason, they think it is harder for them to qualify for a mortgage vs someone who earns a salary working for someone else. This is simply not true.   In fact, it could be the opposite in some cases.  There are many special programs for sole […]

Most people would think of their bank when look for a mortgage.  Are you one of them?  You may be missing out big time, let me explain why: Your bank can only offer their own products, which may not offer you the borrowing power or rates that you are looking for.  Also, if you want […]

💼Business owners (and realtors – look into setting up a PREC see blog link here), are you retaining money in your business by not taking a fair amount of salary due to growing your business or simply trying to save on personal taxes? And at the same time, you are having trouble qualifying for a […]

Have you ever wondered why some people purchase real estate inside a holding company? Would this setup work for you? If you belong to one of the following groups, you’ll be able to take advantage of using a holding company to purchase investment properties: 1. You are hitting capacity qualifying for mortgages under your personal […]

If you are a 1st time home buyer or someone in a position to purchase a home, it is a very good time right now with prices coming down significantly from previous highs just a few months ago (as high as 20-30% decrease in some areas). 📉 Yes, interest rates have risen which affects affordability […]