Gabriel Yam

Joseph is very professional and knowledgeable. He came up with a plan after spending time to fully understand my financial situation. He was able to save me over five figures in interest over my mortgage term!! I’m now able to enjoy significant interest savings over the next few years. He even threw in some tax advice, as he’s also a CPA. As a fellow member in the wealth management industry, I highly recommend his services for your mortgage needs.

Sergiy Zavtur

Joseph is very professional, responded to all my questions and explained everything in details. Also , he is responsive and gave clear answers and necessary advices . I highly recommend him. Thank you Joseph for your help.

Alexander Chan

I am very happy that Joseph helped me renew my mortgage with a very good rate. The service he provided was exceptional. He is professional, honest and trustworthy. I highly recommend Joseph if you are looking mortgage renewal or new mortgage.

Keith Kwan

Joseph made my first home buying experience extremely easy. I didn’t realize how easy it was to buy a property but that is mostly due to Joseph’s work on making my first experience stress free.
He took the time to explain all the terms and i came out knowing a lot more than i did before we went through this. Joseph always made himself available for any small questions and always provided us with an explanation.  I highly recommend speaking to Joseph even if you have purchased a place before. His services are extremely valuable to anyone in need of any advice or help!

Andre Pow

Joseph is definitely my broker of choice moving forward. We had a bit of trouble applying for a mortgage with a deadline drawing near, but Joseph was able to secure us one with a decent loan amount and rate. Despite all the paperwork that’s needed, Joseph patiently made the process a lot easier. It was a very stressful month but we managed thanks to him.