Andre Pow

Joseph is definitely my broker of choice moving forward. We had a bit of trouble applying for a mortgage with a deadline drawing near, but Joseph was able to secure us one with a decent loan amount and rate. Despite all the paperwork that’s needed, Joseph patiently made the process a lot easier. It was a very stressful month but we managed thanks to him.

Alan Sitt

Joseph helped my fiancé and I secure a mortgage for our first home and the rate could not be beat. It was our first time using a mortgage broker and I got to say, the experience was a lot easier than I expected. Of course we were both very hesitant in the beginning not knowing what to expect, but Joseph was very patient with us throughout the process. He really took the time to explain how it all worked and kept us focused on what we needed. He is very passionate about helping us and making sure that the decisions we made were in our best interest. After the whole process, I only had one question for him, why doesn’t everyone use a mortgage broker? You don’t have to pay anything from your own pockets, he does the leg work for you in finding the best options, the lenders are very reliable and credible (the big 5 included) and after speaking with my personal banker, the rate could not be beat. So, why not..??  We would just like to say thank you again for helping us with this process and making it possible to get our first home.

Sharon Lee

My boyfriend and I were first time home buyers, and Joseph was an immense help to us, as we had very little knowledge to start with. He took his time and described each process with us, and helped us find the best rate for our situation, explaining in detail, the benefits and differences of fixed rates and variable rates. As first time buyers, we had many questions and Joseph was quick to respond in detail. We highly reccomend having a conversation with him, and using his services.

Missy C

Joseph was very informative and was with us every step of the way. He was always available to answer our questions and got us an awesome rate! Highly recommend him!

Alexander Chan

I am very happy that Joseph helped me renew my mortgage with a very good rate. The service he provided was exceptional. He is professional, honest and trustworthy. I highly recommend Joseph if you are looking mortgage renewal or new mortgage.