Keith Kwan

Joseph made my first home buying experience extremely easy. I didn’t realize how easy it was to buy a property but that is mostly due to Joseph’s work on making my first experience stress free.
He took the time to explain all the terms and i came out knowing a lot more than i did before we went through this. Joseph always made himself available for any small questions and always provided us with an explanation.  I highly recommend speaking to Joseph even if you have purchased a place before. His services are extremely valuable to anyone in need of any advice or help!

Dennison Trinh

It was a pleasure working with Joseph for our unique mortgage needs. E-mail and phone communication with him was always prompt and clear, making the whole mortgage application as stress free as possible. His approach to the process was very transparent, providing us with instructions and updates, explaining any details we were unsure of, and going over all of our mortgage options. I would highly recommend Joseph to anyone looking to secure a mortgage that works best for them.

Andre Pow

Joseph is definitely my broker of choice moving forward. We had a bit of trouble applying for a mortgage with a deadline drawing near, but Joseph was able to secure us one with a decent loan amount and rate. Despite all the paperwork that’s needed, Joseph patiently made the process a lot easier. It was a very stressful month but we managed thanks to him.

Amb

Joseph was very professional, paitent and easy to work with, he broke down all scenarios for us to provide the best advice.

Gabriel Yam

Joseph is very professional and knowledgeable. He came up with a plan after spending time to fully understand my financial situation. He was able to save me over five figures in interest over my mortgage term!! I’m now able to enjoy significant interest savings over the next few years. He even threw in some tax advice, as he’s also a CPA. As a fellow member in the wealth management industry, I highly recommend his services for your mortgage needs.