Channing C.

Fast response and professional, the one I would recommend to all my friends and family.

Angus Wong

Great mortgage advice and works hard all the way to and past your closing date! Will contact again in a few years when we’re upgrading!


Joseph was very professional, paitent and easy to work with, he broke down all scenarios for us to provide the best advice.

Sergiy Zavtur

Joseph is very professional, responded to all my questions and explained everything in details. Also , he is responsive and gave clear answers and necessary advices . I highly recommend him. Thank you Joseph for your help.

Atif Hasan

Extremely knowledgeable, thorough and detailed oriented. They walk you through the process and get you the best deal possible. Joseph works with honesty and integrity which puts you at ease especially when it comes to finding the best rate for a mortgage. I highly recommend working with Mr. Kwan and his team.

Henry Shew

Joseph is excellent and great. He is very responsive and will brainstorm and research mortgage solutions for you. He delivers good two-way dialogues with you and can adjust to your needs.

Soby Ho

Joseph is very professional in mortgage. Our situation was complicated but he still tried every possible way to help us out. He also gave us quick responses no matter how late it is.

Missy C

Joseph was very informative and was with us every step of the way. He was always available to answer our questions and got us an awesome rate! Highly recommend him!

Alexander Chan

I am very happy that Joseph helped me renew my mortgage with a very good rate. The service he provided was exceptional. He is professional, honest and trustworthy. I highly recommend Joseph if you are looking mortgage renewal or new mortgage.

Gabriel Yam

Joseph is very professional and knowledgeable. He came up with a plan after spending time to fully understand my financial situation. He was able to save me over five figures in interest over my mortgage term!! I’m now able to enjoy significant interest savings over the next few years. He even threw in some tax advice, as he’s also a CPA. As a fellow member in the wealth management industry, I highly recommend his services for your mortgage needs.